The underwriter that shows its math

Verify Before You Invest

The real-estate underwriter that shows its own math being cross-checked.

Areal tells you whether a U.S. ZIP code, county, or specific property “makes sense” — using only verified public data from FHFA, Census, HUD, and the FBI. No black boxes. No broker conflict. Just numbers you can trust.

Free to start. No credit card. Every number sourced and labeled.

Areal analyzer

Live demo · switch tools to see the readout

public data
Roughly break-even rental market

Area scan · county-level public data

Estimated home value

$118K

+4.2%/yr · county ACS × state HPI

HUD fair rent

$1,143

/mo · +2.1%/yr

Price-to-rent

8.6×

investor zone

Est. cash flow

−$40

/mo @ 20% down

Home value, 10yr (county ACS × state HPI)

Trend
Cross-checked vs. a 2nd public record · confidence 82/100
FHFA HPI Home Values Census ACS Income & Taxes HUD FMR Fair Rents FBI CDE Crime Data

Every other tool gives you a number. None of them show you where it came from.

You’re about to invest hundreds of thousands of dollars. The tool you’re using pulls a number from a black box, slaps it on a screen, and says “trust us.”

We don’t do that.

Areal stress-tests your deal before you sign. Every report re-runs the verified cash-flow math under five shocks — a rent drop, a vacancy stretch, an insurance spike, a rate reset, and the worst decline that market has actually experienced on record — and scores how many the deal survives. We call it the Resilience Score, and no other consumer tool has one.

See the Resilience Score

Five tools. One engine. Zero drifted math.

Every competitor has separate calculators that can disagree with each other. Areal runs all five tools on a single shared calculation engine — the same underwrite powers every tool, every city page, every report.

Every tool, one login away.

A free account is all that stands between you and the math — sign up and get 3 analyses a day, every tool.

Try Any Tool Free

What Areal is NOT

  • Not a listings site. No properties for sale.
  • Not a broker. We don't take a cut of your transaction.
  • Not a lead-gen machine. No spam, no sold data.
  • Not a black box. Every number is sourced, labeled, and cross-checked.

We have zero incentive to tell you a deal is good when it isn’t. Our only product is the truth.

How Areal keeps the numbers honest

Shows its own math

The Integrity Card re-derives every headline figure from raw public-data inputs using closed-form checks — and labels each result verified, cross-checked, or divergent.

Flags numbers that look off

User-entered prices and rents are checked against HUD FMR and Census ACS and flagged when they disagree — instead of being trusted blindly.

Same math everywhere

One calculation engine powers all five tools. No drifted formulas between Market Scan and Property Underwrite.

Every source is labeled

Hover any number. See where it came from. Verify it yourself.

Stop guessing. Start verifying.

Run your first analysis in 60 seconds. Free — no credit card required.

Start Free

Free tier: 3 analyses/day across all tools. Pro: unlimited analyses + PDF exports.

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