Screen the ZIP. Trust the numbers.
Areal reads the whole market — not just one listing — and cross-checks its home-value and rent figures against independent public sources, so your next move rests on numbers you can verify.
At a glance
ZIP market indexes
ZIP-level home value & rent indexes
FHFA HPI
Home value trends
Census ACS
Income & demographics
HUD Fair Market Rent
County-level benchmarks
FBI Crime Data
City & state totals
The resilience card, in the wild.
Illustrative exampleWhen a deal clears its baseline, the report re-runs the verified cash-flow engine under five shocks — a 10% rent drop, a vacancy stretch, an insurance spike, a what-if financing comparison at a 1.5-point higher rate, and the worst decline in this market's available rent history — and counts how many the deal survives. When the deal starts out cash-flow negative, the same panel instead shows how much deeper each shock pushes it underwater and how far rent, price, or the mortgage rate must move to break even.
The card below is an illustrative example with consistent numbers, not a live report — sample deal: $260,000 price, $2,250 rent, 30% down, 6.50% fixed rate, 5% vacancy / 10% management / 5% maintenance / 5% capex.
Resilience score — does the deal survive the shocks?
60/100Survives 3 of 5 scenarios · worst-case cash flow −$51/mo
Standard assumption — a $225/mo rent cut (after vacancy and management share) costs $169/mo, leaving $16.
Standard assumption — three extra vacant percentage points cost $68/mo.
Standard assumption — a premium spike costs $29/mo.
Fixed-rate comparison — borrowing 1.5 points higher today costs $236/mo; your actual fixed payment never resets.
History-derived — the worst observed 12-month rent decline in this market's available history costs $219/mo.
Each scenario re-runs the same verified cash-flow engine with one shock applied, then re-checks the cash-flow identity before display. This card is an illustrative example built from the engine's shock set — not a live report.
Built to read a market, not just a listing.
Market-first, not deal-first
Screen an entire ZIP for viability before you have a property. Most calculators need a deal before they start; Areal reads the market so you know where to look.
Numbers you can cross-check
Home value and rent are each cross-checked against an independent public source (market indexes, FHFA/ACS, HUD FMR) — and every figure's source and vintage is labeled. Income and crime are single-source and labeled as estimates.
Five decisions, one tool
Area scan, property underwrite, homebuyer, renter, and side-by-side compare — the lenses investors and buyers actually weigh, in a single place.
Pro, priced for investors
Deal calculators stop at one address. Areal Pro ($39.99/mo) adds unlimited analyses across all five tools — no per-report credits to keep track of.
How it stacks up
Against typical deal calculators and pricier market-analytics suites.
| Capability | Areal | Deal calculators | Market suites |
|---|---|---|---|
| Reads the market before a deal | Yes | No | Yes |
| Cross-checked home value & rent | Yes | No | Partial |
| Cash-flow & affordability models | Yes | Yes | Partial |
| Buyer & renter lenses | Yes | No | Partial |
| Side-by-side ZIP compare | Yes | No | Yes |
| Starts free, Pro under $40/mo | Yes | Partial | No |
Start free. Upgrade when it earns.
Free: 3 analyses/day · Basic ($12.99/mo): 10/day · Pro ($39.99/mo): unlimited.
PDF export of any report is included with every plan. Plans renew automatically each month until you cancel; you keep access through the end of any paid period. Cancel anytime — see our refund policy. Every plan covers all five tools.