{"area":{"city":"Hartford","state":"CT","county":"","zip":"06103"},"homeValue":null,"rent":null,"census":{"skipped":"No county provided — income data is county-level."},"crime":{"scope":"city","agency":"Hartford Police Department","state":"CT","period":"10-2024 to 09-2026","window":{"from":"10-2024","to":"09-2026","fellBack":false},"violentCrime":{"total":1096,"ratePer100k":447.17172046871434},"propertyCrime":{"total":5457,"ratePer100k":2226.474524268042},"note":"City-specific totals for Hartford Police Department via the FBI CDE two-step ORI lookup."},"crimeVintage":{"from":"10-2024","to":"09-2026","fellBack":false},"priceCagr":3,"rentCagr":3,"priceToRentRatio":null,"ratioVerdict":"","cashFlow":null,"resilience":null,"rentVsBuy":null,"priceToIncome":null,"countyTaxRatePct":null,"countyTaxSource":null,"dataCheck":{"status":"unavailable","checks":[],"confidence":{"crime":{"label":"estimate","sources":["FBI CDE"]}},"note":"Every headline metric is checked against a second figure, and each check names its own basis. The rent and property-price checks pair genuinely independent datasets (HUD FMR vs Census ACS gross rent; your price vs the county estimate). The home-value check compares our current estimate (ACS county median updated by the FHFA state index) against the raw ACS 2023 median — its spread reflects price movement since the ACS measurement period (~2021), not disagreement between unrelated sources. 'Verified' means the two figures agree within 15%; 'Cross-checked' means they diverge more than 15%; 'Divergent' flags a >2x difference. A spread beyond 35% is too wide to defend a single point — the headline shows the source range instead, flagged 'sources disagree'."},"integrity":{"status":"pass","checks":[],"summary":"0/0 verified","freshness":{}},"confidence":{"crime":{"label":"estimate","sources":["FBI CDE"]}},"verdict":"We couldn't pull enough market data for Hartford, CT to issue a confident read — try again shortly.","faqs":[{"q":"Is Hartford, CT a good rental market?","a":"We don't have enough data to rate Hartford right now."}],"takeaways":[],"citationSources":[{"name":"U.S. Census Bureau — ACS ACS 2024 5-year estimates","url":"https://www.census.gov/programs-surveys/acs/"},{"name":"FHFA House Price Index","url":"https://www.fhfa.gov/data/hpi"},{"name":"HUD Fair Market Rent","url":"https://www.huduser.gov/portal/datasets/fmr.html"},{"name":"FBI Crime Data Explorer","url":"https://cde.ucr.cjis.gov/"}],"jsonApi":{"function":"getCityReport","query":"city=Hartford&state=CT&zip=06103","url":"https://areal.studio/functions/getCityReport?city=Hartford&state=CT&zip=06103"},"assumptions":{"downPct":20,"ratePct":6.75,"years":7},"dataVintage":{"pulledAt":"2026-11-14T12:45:20.562Z","homeValueBasis":"FHFA state HPI (quarterly) × ACS county anchor","rentBasis":"ACS county gross-rent trend extrapolated to current (modeled, no public trend)","zhviThrough":null,"zoriThrough":null,"fhfaHpiThrough":"2026-04-01","hpiLevel":"state","hpiMetro":null,"acsVintage":"ACS 2024 5-year estimates","acsVintageMisses":[],"hudFy":null,"safmrFy":null},"zipAnchors":{"homeValueTier":null,"rentTier":"county-acs-hud","zhvi":null,"zori":null,"safmr":null,"countyHomeEstimate":null,"countyFmr":null,"countyRatio":null,"hpiLevel":"state","hpiMetro":null},"sources":["FHFA HPI","Census ACS 5-year","HUD Fair Market Rent","FBI CDE"]}