{"area":{"city":"Fresno","state":"CA","county":"","zip":"93721"},"homeValue":{"series":[{"date":"2021-09-01","value":186095},{"date":"2021-11-01","value":190367},{"date":"2022-01-01","value":197187},{"date":"2022-03-01","value":206040},{"date":"2022-05-01","value":213208},{"date":"2022-07-01","value":216992},{"date":"2022-09-01","value":217123},{"date":"2022-11-01","value":215006},{"date":"2023-01-01","value":210673},{"date":"2023-03-01","value":206932},{"date":"2023-05-01","value":206552},{"date":"2023-07-01","value":206230},{"date":"2023-09-01","value":206069},{"date":"2023-11-01","value":205369},{"date":"2024-01-01","value":206131},{"date":"2024-03-01","value":207041},{"date":"2024-05-01","value":209050},{"date":"2024-07-01","value":209754},{"date":"2024-09-01","value":210761},{"date":"2024-11-01","value":210908},{"date":"2025-01-01","value":210909},{"date":"2025-03-01","value":209828},{"date":"2025-05-01","value":207162},{"date":"2025-07-01","value":202682},{"date":"2025-09-01","value":201519},{"date":"2025-11-01","value":201129},{"date":"2026-01-01","value":199991},{"date":"2026-03-01","value":200000},{"date":"2026-05-01","value":198603},{"date":"2026-07-01","value":197279},{"date":"2026-09-01","value":197712}],"latest":197712,"yoy":-1.8891518913849314,"fiveYr":6.24251054568903,"sinceStart":293.71527570344705},"rent":null,"census":{"skipped":"No county provided — income data is county-level."},"crime":{"scope":"city","agency":"Fresno Police Department","state":"CA","period":"11-2024 to 10-2026","window":{"from":"11-2024","to":"10-2026","fellBack":false},"violentCrime":{"total":7480,"ratePer100k":677.5742840630543},"propertyCrime":{"total":27825,"ratePer100k":2520.521985836161},"note":"City-specific totals for Fresno Police Department via the FBI CDE two-step ORI lookup."},"crimeVintage":{"from":"11-2024","to":"10-2026","fellBack":false},"priceCagr":1.2186137389296414,"rentCagr":3,"priceToRentRatio":null,"ratioVerdict":"","cashFlow":null,"resilience":null,"rentVsBuy":null,"priceToIncome":null,"countyTaxRatePct":null,"countyTaxSource":null,"dataCheck":{"status":"unavailable","checks":[],"confidence":{"crime":{"label":"estimate","sources":["FBI CDE"]}},"note":"Every headline metric is checked against a second figure, and each check names its own basis. Home value: the current ZIP market-index figure is paired against the county ACS × FHFA HPI estimate (current) — the spread measures ZIP-vs-county geography and methodology, not data age. Rent: the current ZIP market-rent-index figure is paired against HUD Small Area FMR when one exists for the ZIP, otherwise against the Census ACS county gross rent INFLATED to current dollars with the same ACS rent trend the rent chart uses (a raw ~2021 ACS figure is never compared to a current one). 'Verified' means the two figures agree within 15%; 'Cross-checked' means they diverge more than 15%; 'Divergent' flags a >2x difference. A spread beyond 35% is too wide to defend a single point — the headline shows the source range instead, flagged 'sources disagree'."},"integrity":{"status":"warn","checks":[{"name":"home value freshness","status":"warn","detail":"latest 2026-09-01 (76d old — flagged for monthly cadence)"},{"name":"home value card↔chart","status":"pass","detail":"card matches chart"},{"name":"home value growth window","status":"pass","detail":"growth matches the 5.0yr available window"}],"summary":"2/3 verified · 1 flagged","freshness":{"homeValue":{"date":"2026-09-01","ageDays":76,"cadence":"monthly","current":false}}},"confidence":{"crime":{"label":"estimate","sources":["FBI CDE"]}},"verdict":"We couldn't pull enough market data for Fresno, CA to issue a confident read — try again shortly.","faqs":[{"q":"Is Fresno, CA a good rental market?","a":"We don't have enough data to rate Fresno right now."},{"q":"What is the median home value in Fresno?","a":"The typical home value in Fresno is about $197,712 (ZIP-level market index, cross-checked against the Census ACS county median updated by FHFA HPI), down 1.9% year-over-year, and up 6.2% over five years."}],"takeaways":["The median home value in Fresno (ZIP 93721), CA was $197,712 as of September 2026, down 1.9% year over year (ZIP market index, cross-checked against FHFA HPI)."],"citationSources":[{"name":"U.S. Census Bureau — ACS ACS 2024 5-year estimates","url":"https://www.census.gov/programs-surveys/acs/"},{"name":"FHFA House Price Index","url":"https://www.fhfa.gov/data/hpi"},{"name":"HUD Fair Market Rent","url":"https://www.huduser.gov/portal/datasets/fmr.html"},{"name":"FBI Crime Data Explorer","url":"https://cde.ucr.cjis.gov/"}],"jsonApi":{"function":"getCityReport","query":"city=Fresno&state=CA&zip=93721","url":"https://areal.studio/functions/getCityReport?city=Fresno&state=CA&zip=93721"},"assumptions":{"downPct":20,"ratePct":6.75,"years":7},"dataVintage":{"pulledAt":"2026-11-15T14:07:44.107Z","homeValueBasis":"ZIP market index (ZIP, monthly) — cross-checked against ACS county × FHFA state HPI","rentBasis":"ACS county gross-rent trend extrapolated to current (modeled, no public trend)","zhviThrough":"2026-09-01","zoriThrough":null,"fhfaHpiThrough":"2026-04-01","hpiLevel":"state","hpiMetro":null,"acsVintage":"ACS 2024 5-year estimates","acsVintageMisses":[],"hudFy":null,"safmrFy":null},"zipAnchors":{"homeValueTier":"zillow-zhvi","rentTier":"county-acs-hud","zhvi":{"latest":197712,"through":"2026-09-01","city":"Fresno","county":"Fresno County","metro":"Fresno, CA"},"zori":null,"safmr":null,"countyHomeEstimate":null,"countyFmr":null,"countyRatio":null,"hpiLevel":"state","hpiMetro":null},"sources":["FHFA HPI","Census ACS 5-year","HUD Fair Market Rent","FBI CDE"]}